Why are elections going on in the USA? President Obama still has 1 or 2 years in office.

They have elections every two years for all members of congress (lower house, called congressmen, like MP of Lok Sabha in India), one third of senate (upper house, called senators, like MP of Rajya Sabha in India) and one third of governers of states. They elect a president every four years (the regular elections of congressmen, senators and governers are held on the same day as presidential elections in those years).

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